How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
SR-22 is a state-mandated proof of insurance filing required after DUI, reckless driving, or driving without insurance. Most states require it for 3 years, filed by your insurer directly with the DMV.
Non-Owner SR-22
Non-owner policies provide liability coverage without a registered vehicle, satisfying SR-22 reinstatement requirements for suspended drivers who don't own a car. Premiums typically range $300–$600 per year.
Liability Insurance
Liability coverage pays for damage you cause to others in an at-fault accident. State minimums range from 25/50/25 in many states to 100/300/50 in others.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance or insufficient limits. Required in 20 states, optional in others.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers, including those with suspensions, DUIs, or major violations. Premiums run 2–3x standard rates but provide necessary coverage for reinstatement.
